See exactly what you'll take home from every NIL deal — before you sign. Built and supported by a real team with CPAs on staff. No bots, no auto-replies.
Plug in your deal. See your real take-home, broken down by tax type, in seconds.
Estimate only — not tax advice. This calculator provides a directional snapshot using simplified 2026 federal brackets and top marginal state rates. It does not account for deductions, credits, business expenses, multi-state apportionment, local taxes, prior-year carryovers, parental household impact, or your full financial picture. Your actual tax liability will differ. Always consult a qualified CPA before making financial decisions.
NIL income changes your tax life overnight. Here's what every athlete needs to know.
NIL income is 1099 income. That means self-employment tax (15.3%) on top of regular income tax — money your friends with W-2 jobs don't owe.
If you owe more than $1,000 in tax, the IRS expects payments four times a year. Miss them and you're paying penalties on top of the tax bill.
Live in Texas, play in California, sign a deal in New York? You may owe taxes in multiple states. The "jock tax" applies to college athletes too.
The exact patterns we've seen drain wealth from athletes, creators, and high earners — and how to spot them before they cost you. Real examples. Real numbers. No fluff.
Educational content from a financial support team with CPAs on staff. Your Finance Group is not a CPA firm. Nothing in this guide is personalized tax, legal, or financial advice.
Editorial-quality breakdowns on the tax and financial moves most advisors miss. Written by our team. Free to read.
Most financial advisors lead with a Roth IRA. The math says the right answer depends on whether the child has earned income — and timing the 0% capital gains harvest can save tens of thousands. With an interactive timeline and harvest estimator.
Read the breakdown →NIL multi-state filing, S-Corp elections for athletes, quarterly payment strategy, and more.
When the full platform launches, here's what your year will look like.
Add NIL deals as they come in. We'll instantly model the tax impact.
Real-time view of what you'll keep, what you owe, and where it goes.
Auto-calculated payments and reminders so the IRS never surprises you.
When deals get bigger, we connect you with pros who specialize in athletes.
Want updates without committing to a conversation yet? Drop your email. We send occasional notes written by our team — no automated drip sequences, no spam, easy unsubscribe.
We know what it feels like to fill out a form and get a generic auto-reply from a company that's just collecting leads. That's not us. Every message that comes in is read and answered by a member of our team — usually within a day or two.
No bots, no AI auto-responders, no offshore call centers. When you submit a consultation request, one of us actually reads it — and writes back personally.
The first conversation is always voice or video — not a templated email exchange. We want to understand your situation, not just your data points.
We don't sell your information, share it with "partner networks," or feed it into ad pixels. It stays with our team. If we can't help directly, we'll tell you who can.
A real member of our team will read this — usually the same day. We'll write back personally, then schedule a call. No bots, no auto-replies, no canned email sequences.
Someone from our team will read your request and reach out personally within 1–2 business days — usually faster. You'll hear from a human at hello@yourfinancegroup.com, not an auto-responder. Check your inbox (and spam folder, just in case).